The Pakistani government has launched the Apni Chhat Apna Ghar Scheme, which provides financial aid to people who want to build their own homes. This initiative allows qualifying persons to acquire loans of up to 15 lakh rupees. To be eligible, candidates must submit the relevant paperwork and meet certain criteria. This article will walk you through the required documentation and the process of applying.
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| Document | Details |
| CNIC (Front & Back) | Must be valid and include photos |
| Income Proof | Proof of income to be submitted |
| Land Certificate | If you own land, provide its certificate |
| Electricity Bill | Submit your monthly electricity bill |
Important Documents for Loan Eligibility
To be eligible for the Apni Chhat Apna Ghar scheme, you must supply various necessary documents. First, you must provide your CNIC (Computerized National Identity Card) number, as well as a photograph of both the front and back of the card. You should also include your father’s or husband’s ID card number, if relevant. Proof of income is required, as is a certificate of land ownership. Finally, submit your most recent monthly electricity bill. After completing these processes, you would be eligible for the fifteen lakh loan.
Maryam Nawaz Loan Scheme Update
Maryam Nawaz created the Apni Chhat Apna Ghar Scheme, and the latest report shows that loan distribution began on September 15, 2024. Those who signed up for the initiative previously will shortly start receiving loan offers. The purpose of this initiative is to assist those who own land but cannot afford to build a home. They can use this loan to build a house and repay it in installments over a seven-year period.
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Key Eligibility Requirements
Applicants for this plan must be between the ages of 18 and 30. Must be from Punjab province. You cannot own a previously built home. Must have a poverty rate of up to 25%.
Eligibility Criteria for Apni Chhat Apna Ghar program 2024
To be eligible for this scheme, you must meet specific requirements. You must be between the ages of 18 and 30 and reside in Punjab. Additionally, you should not already own a home, and your poverty level should not exceed 25%. If you have never gotten a bank loan and do not travel overseas on a regular basis, you may be eligible for the loan. Furthermore, anyone working in a government post higher than Grade 4 is ineligible for this program.
New Update: 15 Lakh Loan
The Punjab government has announced that registered individuals would soon be able to acquire loans of up to 15 lakh rupees. These loans can be used to build homes, with repayment spread out over seven years. The monthly payment for this loan will be roughly 14,000 rupees, due four months after getting the loan. If you meet all of the terms and provide the necessary paperwork, you will be able to acquire the loan without any issues.
Conclusion
The Apni Chhat Apna Ghar Scheme is an excellent opportunity for Punjab residents to obtain financial assistance to build their own homes. By giving a loan of 15 lakh rupees, the initiative enables people to realize their dream of homeownership without financial strain. Make sure to provide the needed paperwork and check your eligibility to take part in this program.
