The Benazir Kafalat Program, a flagship initiative under the Benazir Income Support Program (BISP), aims to provide financial assistance to economically disadvantaged women across Pakistan. Below is an overview of the eligibility criteria, application process, and other relevant details.
Eligibility Criteria for the Kafalat Program
To qualify for the Kafalat initiative, applicants must meet the following requirements:
General Criteria
- Gender and Residency: The program is specifically for women who are permanent residents of Pakistan.
- Income Threshold: The household’s monthly income should be less than PKR 50,000.
- Socioeconomic Status: Applicants must have participated in the National Socio-Economic Registry (NSER) survey and possess a household score below the defined threshold (typically below 32 points).
- CNIC Requirements: The applicant must have a valid Computerized National Identity Card (CNIC).
- Non-Eligibility Factors:
- Families with members working in government or paying taxes.
- Ownership of property, vehicles, or recent overseas travel.
- Families already receiving assistance through other government programs.
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Application and Registration Process
The registration process for the Kafalat program has been simplified to ensure inclusivity.
- Visit a BISP Tehsil Office:
- Locate the nearest BISP registration center.
- Carry required documents, including the CNIC, proof of residence, and child registration forms (B-forms).
- NSER Survey Participation:
- At the registration center, applicants are required to provide socioeconomic information.
- Biometric verification ensures data accuracy.
- Token and Confirmation:
- Once data is successfully submitted, applicants receive a confirmation token.
- Eligibility results are later communicated via SMS from the 8171 helpline.
Required Documents for Registration
Applicants must submit the following documents:
- Valid CNIC.
- B-Form/Child Registration Certificate for dependents.
- Proof of income and residence.
- Mobile number registered under the applicant’s name.
Benefits of the Kafalat Program
Eligible women receive quarterly financial support of PKR 9,000. The amount is disbursed through HBL biometric ATMs or designated payment centers.
Summary Table: Eligibility at a Glance
| Criteria | Requirements |
|---|---|
| Residency | Permanent resident of Pakistan |
| Gender | Female |
| Income | Less than PKR 50,000/month |
| CNIC | Valid CNIC mandatory |
| Exclusions | Government employees, taxpayers, etc. |
| Documentation | CNIC, B-Forms, proof of income and address |
Conclusion
The Kafalat initiative represents a critical step toward reducing poverty and empowering women in Pakistan. By offering direct financial assistance to eligible women, the program aims to uplift vulnerable families. Applicants are encouraged to provide accurate information during the registration process to avoid disqualification. For additional assistance or to verify eligibility,
