The Punjab government has introduced the Apna Ghar Apni Chat Scheme, which allows residents to either own a home or obtain interest-free loans to build their own. Since the program’s inception, over 15,000 people have applied for loans, demonstrating the scheme’s success. Many families are eagerly expecting assistance to secure their own houses, and the government’s program has become a ray of hope for many.
Also Read: Re-certification of Registered Families Through the NSER Dynamic Survey in 2024
15,000 Applications for the Housing Scheme
According to recent statistics, more than 15,000 Punjab citizens have applied for the Apna Ghar Apni Chat interest-free loan. The application process is straightforward and can be completed via the government’s internet portal or at registration offices. The procedure is still underway, so more residents can profit from this initiative.
Loan Distribution and Phases
Olut of 15,000 applications, 657 Gujranwala residents were chosen to get loans in the first phase. Overall, the effort will help 2,628 people at various phases. The project intends to include both smaller communities and larger cities, guaranteeing that everyone all across Punjab can participate.
Scheme Details and Benefits
During a launch event in Dera Ghazi Khan, Punjab’s Chief Minister revealed facts about the scheme. The 15 lakh PKR loan is interest-free and repayable over seven years with monthly installments of 14,000 PKR. The initiative is meant to help low-income households become homeowners by offering convenient payment plans and large government incentives.
Also Read: 92,000 Gilgit Women Receiving Kafalat Monthly Payments in 2024
Rural and Urban Areas Targeted
The housing initiative is available in both urban and rural areas of Punjab. In rural areas, interest-free loans are offered for plots of up to 10 marlas. In metropolitan regions, the government intends to construct 4-story apartment buildings and smaller residences with the assistance of private developers. The government will also provide a subsidy of up to ten lakh PKR for each home developed under this initiative.
How to Apply for Apna Ghar Apni Chat Scheme in 2024
To apply for the scheme, take these simple steps: Visit the official AGAC Portal webpage. Click the “Register” button in the upper left corner of the page. Fill out the online form with accurate information. Fill out the form to complete your registration. Alternatively, candidates can contact 080009100 or visit a nearest PITB registration office and apply in person.
Conclusion
The Apna Ghar Apni Chat Scheme has effectively captured the attention of thousands of people in Punjab. With over 15,000 applications already submitted, the scheme provides a valuable opportunity for low-income families to buy homes through simple designs and interest-free loans. As the project grows, it promises to improve the lives of many people across the province.
