The Punjab government has announced a new housing initiative named the ‘Apni Chhat Apna Ghar’ scheme. This project, sponsored by Punjab Chief Minister Maryam Nawaz Sharif, intends to offer cheap housing for the province’s citizens. This program would build approximately 3,000 homes in each district of Punjab, making homeownership easier for low- and middle-income people.
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| Detail | Information |
| Number of homes | 3,000 homes in each district |
| Main cities | Lahore, Multan, Faisalabad, Sialkot, Rawalpindi |
| Cost of apartment | Rs. 1.5 million |
| Subsidy by government | 60% |
Affordable Housing for All
The ‘Apni Chhat Apna Ghar’ plan will assist families who have struggled to purchase a home. By constructing 3,000 homes in each district, the project assures that residents in Punjab’s cities and towns benefit. The initial phase will focus on cities like as Multan, Faisalabad, Sialkot, Sargodha, and Rawalpindi. In Lahore, 5,000 homes will be built near Raiwind Road, offering more residents access to inexpensive housing.
Easy Payment Plans
One of the best aspects of this system is the simple payment schedule. Each residence costs Rs. 1.5 million, but with the government’s 60% subsidy, residents will only have to cover 40% of the entire cost. This cost can be paid in tiny monthly installments of Rs 26,000 over five years. This flexible approach makes homeownership available to families with limited incomes.
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Application Process
To make the process easier for candidates, the Punjab Information Technology Board (PITB) has established an online platform. Interested persons can apply online at acag.punjab.gov.pk. The form requests basic information such as name, CNIC number, and contact information. There is also a helpline (0800-09100) for people who need help with their applications.
Interest-Free Loans for Construction
In the first phase of the initiative, around 70,000 households would be given interest-free financing to build homes on their own property. This loan is an important aspect of the program since it assists families who already own land but lack the funds to build a house. The loans will allow these families to finally build their own homes.
Conclusion
The ‘Apni Chhat Apna Ghar’ initiative is an important step toward providing inexpensive homes to the people of Punjab. This project will make homeownership a reality for many families by offering flexible payment plans, interest-free loans, and the development of thousands of homes throughout the province. If you are interested in applying, visit the official portal or call the helpdesk for details.
